What questions to ask?

If you have a client looking for porfolio finance, here are six key questions to ask:

Portfolio Finance
1. What does the portfolio consist of? (HMO, Standard Family Let, Student let, multi-unit freehold block etc.)
2. Is the Portfolio held in a limited company, sole name, SIPP etc.?
3. What is the current lending on the portfolio?
- If a number of the properties held by the client are unencumbered, how has the client achieved this?
4. What is the use of funds?
5. What LTV is the client looking for?
6.What is the income from the portfolio?