Author: James Furniss

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Fact Find - Trading Business

Data Protection
The detailed completion of this fact find will enable us to provide appropriate advice for your commercial finance requirements. Our company is authorised and regulated by The Financial Conduct Authority. YOUR COMPANY NAME will process all information in accordance with the Data Protection Acts 1998 & 2018 and it will be treated as private and confidential now and in the future. The only exception to this will be when the law requires us to disclose information or, with your consent, where disclosure is necessary when arranging or servicing your Commercial Finance or Protection contracts. Please read and sign our Privacy Notice which explains how we treat your personal or business data.
To fulfil our regulatory obligations, we will retain copies of your records for no longer than necessary or for the duration of the contract. You have the right to request a copy of these records at any time.
Our Future Relationship
Our business relationship with you is important and we would like to be able to contact you by telephone, post or e-mail from time to time to review your personal and business financial circumstances, associated protection products and other services that may be of interest to you. Our Privacy Notice will explain the ways that we would like to maintain contact with you and enable you to confirm and opt in or out of these communications.
Credit searches on your name(s)
A formal credit search may be carried out in your name(s) with Credit Reference Agencies who will record details of the search and may create a financial association with those with whom you are linked financially. This will only ever be done with your permission. Please read and sign our Privacy Notice which explains how we treat your personal information.

Fact Find - Trading Business

Applicant/Company Names:

Commercial Mortgage

Type of Property:		Purpose of loan:

Commercial			Semi-Commercial

Purchase			Remortgage

Estimated valuation:		Loan required:
Purchase price:		Term of loan:
Date of purchase:		Deposit:

Security address:

Description of security:
Tenure (Freehold/Leasehold):		If Leasehold, Term Remaining:

Current Bank:		Relationship Manager:
Overdraft Available:		Existing Overdraft:
Length of Time with Bank:

Current Business Borrowing

Lender	Type of finance	Purpose	Amount Outstanding	Monthly Payment	Expiry Date of facility

3. Solicitors Details		4. Accountants Details
Name of Law firm:		Name of Firm:
Name of solicitor:		Name of accountant:
Address of law firm:		Address:
Telephone no.		Telephone no.
Email:		Email:

10. Individual Credit Profile

First Applicant
Have you ever been in arrear with any mortgage payments, credit cards, loans, or any other credit agreements?
Have you ever had a county court judgement made against you?
Have you ever been made bankrupt?
Have you ever made arrangements with creditors?
Have you ever been refused a mortgage/secured loan on this or any other property?
Have you ever been convicted of any criminal offences excluding road traffic offences?
Have you ever been a director or Shareholder of a company that has been struck off?

	Yes			No

	Yes			No

	Yes			No

	Yes			No

	Yes			No

	Yes			No

	Yes			No

Second Applicant
Have you ever been in arrear with any mortgage payments, credit cards, loans, or any other credit agreements?
Have you ever had a county court judgement made against you?
Have you ever been made bankrupt?
Have you ever made arrangements with creditors?
Have you ever been refused a mortgage/secured loan on this or any other property?
Have you ever been convicted of any criminal offences excluding road traffic offences?
Have you ever been a director or Shareholder of a company that has been struck off?

	Yes			No

	Yes			No

	Yes			No

	Yes			No

	Yes			No

	Yes			No

	Yes			No

If you answered yes to any of the above questions, provide full details below:

11. Company’s Credit Profile

Has the company ever been in arrears with any mortgage payments, credit cards, loans or any other agreements?
Has the company ever had a county court judgement made against it?
Has the company ever had a winding up petition made against it?
Has the company ever made arrangements with creditors?
Has the company ever been refused a mortgage/secured loan on this or any property?
If you have answered yes to any of the above questions, provide full details below:

	Yes			No

	Yes			No

	Yes			No

	Yes			No

	Yes			No

Additional Information: